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Got 30 Min? Here’s How to Make 5, 10, 15, 20, or Even 30 Dollars Fast

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Want to Make Smarter Money Moves?

Wondering how to make 5, 10, 15, 20, or even 30 dollars fast? No kidding – me too. That's why I compiled a list of 20 no frill ways to make money fast through solid money making income ideas.

Making money online seems like an elusive fantasy for most people. I want to spread the word and set the record straight that getting money online is legit if you create passive income streams.

But what are the best approaches to making 5, 10, 15, 20 or even 30 dollars online?

The Two Approaches to 5, 10, 15, 20 or Even 30 Dollars Instantly Online

I'm now going to reveal the untapped list of the best money making ideas to make money online in 2020.

Ready? I’ll only list legit ways that I’ve personally used to make money, and make it fast. We will first start with the quick wins, companies that’ll (legit) pay you money just for signing up:

Need Easy Extra $5 Right Now?

Next, we’ll move on to other ways to earn your $5.00 quickly.

Before I pull back the curtain and share some of the most creative and best passive income ideas you must know that are two ways to generate income online, creating passive income if you have money and passive income if you have time.

Making Money (if you have money)

Money Making Ideas (if you have time)

We all heard the old saying “Make your money work for you” right? Making passive income can sound tough if you don't have a lot of money lying around. But passive income can be for everyone — even if you only have $50. Here are some ideas you can start with:

What's better than money? Time. Whether it's after work, on the weekends, or even in the mornings — you stand a chance to generate passive income streams… all you need is time and effort. Don't believe me? Here are some legit money making ideas to start with:

#1: Open a high-yield savings account

You may not consider a high-yield savings account as passive income but it is. If you have cash sitting in a checking account or traditional savings account, no matter what amount, it's likely earning only 0.09% (the national average). It now pays off to have a high-yield savings account that now offer attractive interest rates. Basically, the higher your interest rate, the more money you make off your cash.

CIT Bank  is a great example of this. They let you enjoy an amazing rate of 1.85% APY when you open a new CIT Bank Money Market Savings Account at CIT Bank. That's over 22x the national average savings rate!

You can open a new savings account with their low $100 minimum opening deposit requirement and it's as simple as that.

CIT Bank provides an outstanding example of what you can receive in an internet bank with its amazingly high APY and their outstanding service.

Open a CIT Bank Money Market account and get a 1.85% APY!

capital one savings account1.70% APY
On all balances
financeblog1.40% APY
Annual Percentage Yield
financeblog1.75% APY
Annual Percentage Yield

If you are interested in opening an account, check out the Best High-Interest Savings Accounts.

#2: Invest in crowdfunded real estate

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Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?

You don't have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise.

Through their real estate investment products, investors earned an average of 8 – 11 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 50,000+ users, this app really pays you!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

#3: Make quick money by renting out a room in your home.

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Yup, it’s true!  There is a company out there called Airbnb that can net you over $1,500+ a month just by listing your spare room just a few nights out of the month.

Are you interested in seeing what your income potential could be by listing a spare room on Airbnb?

It's easy to use…

  1. Sign up for Airbnb here (you just need to give them a name and email address).
  1. List your spare space in under 5 minutes.
  1. You can get paid when somebody books your spare room and you can charge whatever you want when you join through this link.

Remember, is a free room booking app for your phone. I really mean free all around – free to join and they don’t charge any fees for you to list your spare room.

See how much people are making from listings in your area, then make your own!

#4: Start investing with investing apps.

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We all heard the old saying “Make your money work for you” right? Investing can sound tough if you don't have a lot of money lying around. But investing can be for everyone — even if you only have $5.

Webull helps you make your money grow by building your own mix of high-growth, impact companies across Webull's offerings. Best for hands-off investors and those who have fewer funds for investment since you can have an investment opportunity with a minimum investment of only $5.

They also allow you to invest in high-growth companies and the best part is the investing app is commission-free. You don't pay any fees — ever.

This is a great opportunity for investors and they are currently offering a free share valued up to $1,000 for those who download the investing app.  Click here if you are interested in learning more about Webull.

#5: Get Cash Back for Shopping You Already Do

If you are not getting paid cash back for the shopping you do daily then your not making passive income. You can start doing this by using two simple strategies:

Step 1: Cash Back Credit Cards

If you’re serious about saving money to make extra money, then you should know about cash back credit cards. My favorite cash back card is American Express Blue Cash Everyday which has no fees at all and because you can get:

  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.


Also, this card is beneficial if wanted to claim a $250 bonus after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.

Click here to apply and get a $250 bonus!

Strategy #2: Cash Back Shopping Portals

You can also utilize your cash back credit cards with these shopping portals for ultimate saving hacks:


Have you heard of MyPoints?  It’s a cash-back site that pays you to shop online. I love it because it lets you earn cash for the shopping you would do anyway.

MyPoints Gift Card

And right now, you can earn a $10 Amazon gift card with your first purchase at any retailer through MyPoints!

Here’s how it works…

  1. Sign up for MyPoints here (you just need to give them a name and email address).
  1. MyPoints will instantly send you an email to confirm your email address. You’ll need to click that to get the free gift card.
  1. You’ll also need to purchase $20 worth of products at any of the more than 1,50+ top retailers like Walmart, eBay, & Amazon. MyPoints will reward you with 1,750 bonus points that you can redeem for a $10 Amazon gift card.

That’s all! It’s basically $10 off anything you buy.

Click here to get your free Amazon gift card!


Looking for easy money making income app? Dosh is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.

You probably already heard about apps that give you cash back.

The most popular one is most people know about is iBotta. However, this new app is giving Ibotta a run for its money, and for good reason.

This company not only allows you to get cash back on everyday purchases, but no receipt scanning required!

Heard enough? Click here to get started with Dosh and get a $5 sign up bonus.


Have you ever dreamed of paying less for gas each week? Well, that time has come, with GetUpside you can earn money by sharing your purchase receipts and shopping at local stores. I heard about this app on the radio and decided to try it out for myself.

The system is simple: you take a photo of your gas receipt and upload it. Then the app will digitize the receipt information and you'll get up to 25 cents off each gallon. I'm surprised I don't hear about this app more often though, I make a killing with it:

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You can likely rack up an extra couple hundred this year by using it. And you can also save up to 35% at restaurants and 15% at grocery stores near you. The money you earn can be transferred to your Paypal account or redeemed for gift cards to buy at Amazon and other stores.

You can get a download link sent to your phone here.

#6: Save on your student loans.

Refinance your student loans, like now. Sometimes you can make extra money just by finding new ways to save.

A big one that many people fail to remember is that you can save around $300/month just by refinancing your student loan debt.

Are you wondering did I get the best deal on my loan? Should I refinance? How do you go about refinancing?

Luckily there are resources like Beat Student Loans that can help you determine if refinancing is your best option or help to find the best debt payoff methods to help pay off your student loans faster.

With online student refinancing portals, you can now see how much you can save literally in minutes — and it doesn't affect your credit score.

If you are interested in refinancing student loans, it's simple to check. Here are our top 5 picks for refinancing student loans. You can get your new rate in under 2 minutes by visiting the lender to check your rate (doesn't affect your credit score):

LenderReviewsAPRCheck RateDetails
crediblecredible trust pilotFixed: 3.25% - 7.25%
Variable: 2.72% - 7.43%
Check rates
at Credible

Credible Details

  • Variable APR: 2.72% to 7.43%
  • Fixed APR: 3.25 to 7.25%
  • Loan Types: Variable and Fixed
  • Terms: 5, 7, 10, 15, 20
  • Eligible Degrees: Undergrad and Graduate
  • Eligible Loans: Private and Federal
laurel road student loan refinancelaurel road laurel roadFixed: 3.5% - 7.02% 
Variable: 2.5% - 6.65%
Check rates
at Laurel Road

Laurel Road Details

  • Variable APR: 3.23% to 6.65%
  • Fixed APR: 3.50% to 7.02%
  • Loan Types: Variable and Fixed
  • Terms: 5, 7, 10, 15, 20
  • Eligible Degrees: Undergrad and Graduate
  • Eligible Loans: Private and Federal
    earnest logoearnest trustpilotFixed: 3.50% - 7.89%
    Variable: 2.53% - 9.06%
    Check rates
    at Earnest

    Earnest Details

    • Variable APR: 2.53% - 9.06%
    • Fixed APR: 3.50% - 7.89%
    • Loan Types: Variable and Fixed
    • Terms: 5 – 10
    • Eligible Degrees: Undergrad and Graduate
    • Eligible Loans: Private and Federal
    lendkey student loan refinance tablelendkey trust pilotFixed: 3.64% - 7.50%
    Variable: 2.53% - 9.06%
    Check rates
    at LendKey

    LendKey Details

    • Variable APR: 2.53% - 9.06%
    • Fixed APR: 3.64% - 7.50%
    • Loan Types: Variable and Fixed
    • Terms: 5, 7, 10, 15, 20
    • Eligible Degrees: Undergrad and Graduate
    • Eligible Loans: Private and Federal
    sofi personal loan tablesofi trust pilotFixed: 3.89% - 8.07%
    Variable: 2.5% - 7.12%
    Check rates
    at SoFi

    SoFi Details

    • Variable APR: 2.80% to 7.91%
    • Fixed APR: 2.54% to 8.07%
    • Loan Types: Variable and Fixed
    • Terms: 5, 7, 10, 15, 20
    • Eligible Degrees: Undergrad and Graduate
    • Eligible Loans: Private and Federal

    If you are interested in refinancing student loans, check out the Best Companies to Refinance Student Loans.

    #7: Save $1000’s by refinancing your home.

    If you are a homeowner, then this one of the smartest things you can look into.

    I currently work as a Business Analyst at Freddie Mac, so I know a thing or two about the mortgage market.

    If you own a home and have not yet taken advantage of historically low refinance rates, you probably are spending way more than you should be on your mortgage.

    LendingTree could help you refinance your mortgage at a significantly lower interest rate – Let’s say you can lower your rate by around 1%, on a $200K mortgage, can save you over $100/month and over $40,000 in total over the course of your 30-year loan! 

    Click here to see how much you save over the life of your mortgage loan, it's free!

    Money Making Income Ideas that Require Time & Effort Investment

    These make money fast income ideas require some time and effort on your part. No money is required, but time is.

    #8: Start a money making blog.

    how to make 400 dollars fast

    If you are looking for ways to make extra money online then you probably already know about blogging. But do you have one yet? And do you really know how much potential there is to make money with blogging?

    The best part? Starting a blog is easy. You can get the initial setup done in under 20 minutes.

    #9: Get paid to take surveys online.

    Websites like Survey Junkie can make you quick money for passively sharing your opinion and trying new products.

    It is 100% legit and simple: companies pay you in cash via PayPal so they can understand consumers better and survey takers can benefit.

    The number one survey site is Survey Junkie, which has an 8.9/10 on Trustpilot, the highest of any survey site.

    Expect to make between $1 and $50 per survey, it varies but most surveys take under 5 minutes to complete. If you're already a fan of Survey Junkie, be sure to check out our list of recommended paid survey sites.

    Knowing that companies are using your opinions to make decisions about restaurants, consumer products, movies and a lot more is oddly satisfying. They also have plenty of high paying surveys to choose from, so you don't have much to lose. You can get started with a registration bonus here.

    Click here to start making extra cash with Survey Junkie.

    #10: Score a $5 bonus from this rewards company.

    make $5 fast

    Swagbucks is a rewards site that pays you to do simple tasks like search the web, play games and even watch TV!

    It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $5 bonus just for signing up).

    Other ways you can make money with Swagbucks outside of surveys:

    Swagbucks is conveniently offering a $5 bonus just for signing up through this link, so act fast.

    There are quite a lot of reward sites out there. These just happen to be the more reputable ones that are legit. As always, be wary of handing out your information to random survey sites. I recommend using an entirely separate email address for online paid survey sites so you don’t clutter your inbox.

    #11: Make money fast for not deleting your emails.

    If there ever was a make money fast app you should have in your life, it should be Paribus.

    Sign up for Paribus and find out if stores owe you a refund – effortlessly! This free app will scan your emails for any purchase receipts from dozens of online retailers.

    You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money.

    I pocketed around $50, in the first few weeks of signing up and you'll likely rack up $200-300 this year by using it.

    Click here to sign up for Paribus. Remember, it’s 100% free.

    #12: Download beer money apps that make you money fast.

    beer money apps

    This is an easy way to make money from home. By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. You don’t even have to do anything other than registering your computer or phone.

    Nielsen will pay you $50 a year keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50  for no effort at all.

    Like beer money apps? Here are some of our favorites:

    #1 BeerMoney App: Swagbucks App

    It's one of the highest paying beer money app that actually works and pays via PayPal ?. Earn money by having videos play (easiest way to earn), play games, use their search engine or participate in focus groups. As a new member, you can conveniently earn up to $35 per survey through this link.

    Join Swagbucks

    #2 BeerMoney App: InboxDollars

    You can even make money by using the InboxDollars search toolbar (an instant $1 credit) which, according to their Web site, could potentially net you up to $57 a year (passively). Most of the payouts on activities range from a few cents to a few dollars depending on what you choose. If you sign up before the end of this month they also give you a $5 free bonus just to give it a try.inboxdollars logo

    Join IB

    #3 Beer Money App: SwagIQ App

    This is a trivia app that hosts games over the SwagIQ app. Usually, the prizes are well over $1,000 so if you're privy to trivia, give it a go. What do I like about this beer money app? You'll get beer money just for testing your knowledge and they pay you straight cash without doing any work. Get A Free Swag IQ Account money apps

    Join SwagIQ

    #4 BeerMoney App: Nielsen Panel

    This company will pay you $50 a year keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $100. Sign up through here for a registration bonus.

    BeerMoney Apps Join Nielsen

    #5 BeerMoney App: Panel App

    Panel App is a very slow earner but the basis is that it tracks your location in the background and will give you surveys about your location history every so often.BeerMoney

    Join Panel

    #13: Get paid to lose weight.

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    HealthyWage offers people the opportunity to earn cash for losing weight. Earn cash for losing weight? Sounds too good to be true, but you read it right. The company was founded in 2009, and its HQ is in New York, and part of its mission is to provide ways to have a measurable impact on the growing obesity epidemic in the US.

    Apply for a New Credit Card

    financeblogBlue Cash Everyday® Card

    Earn $250 Back after you spend $1,000 in purchases on your new Card in your first 3 months.

    Apply Now

    They do this by legitimately offering cash prizes to make weight loss and fitness wiki more fun and effective. Since HealthyWage was founded they have been featured in literally hundreds of newspapers, magazines, TV shows, blogs, and websites:

    best passive income ideas

    How can you make money with it?

    You essentially bet on yourself and how much weight you can lose. Since they are promoting ways to be healthy, your winnings depend on how much weight you lose and how much you bet. It's a great way to make money and be healthy at the same time.

    #14: Make money fast for walking into stores.

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    Shopkick is the app that rewards you for walking into stores. You don't have to do anything else, just physically walk into a store nearby. You can earn reward points (they call them kicks), then redeem for a wide selection of free gift cards!

    So whether you have any stores you can walk by on your lunch break, or go shopping now and then, you can make some quick cash with this app.

    Click here to download and start getting paid just for walking into stores!

    #15: Pick up a rider on your way to work and earn.

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    If you want to make legitimate money quickly, driving with Lyft is a smart side hustle.

    With Lyft, you get to drive people around your city and get paid well (I'm talking an extra $500 to $1000 a month with just a few hours on the weekend).

    Of course, your earnings will vary but you can earn even more now in 2020 since you get tipped directly and even get a $1000 driver sign up bonus in all cities.

    The smartest way to earn more is to drive when there is surge pricing. You might have guessed that surge pricing occurs when people are out and about most (weekday & weekend nights).

    So instead of partying up this weekend, why not make your $50 fast with Lyft?

    Click here to start your application with Lyft.

    #16. Share your car and earn money fast.

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    Did you know that you can rent out your car when you’re not using it? And that you can bring in a lot of extra cash in your wallet by doing so?

    Do you plan on heading on a vacation soon while your car sits unused at your home? Do you sometimes not use your car on the weekends?  If so, renting out your car while you’re not using it could be an easy way to make passive income.

    A well-known company, Turo which has signed up nearly 5 million users to its website, according to Bloomberg, lets you do just that.

    It’s also really simple to do (and free). Listing your car is quick and easy and takes less than 10 minutes to set up. According to a recent Turo review, somebody listed their car for 5 days every month and made $3,496 in a year. 

    Sounds pretty good to me.

    Oh, and they also protect your car against physical damage, so you’re fully covered. You can sign up here and start making money with your car.

    #17: Start a low-risk drop shipping business online.

    Oberlo allows you to easily import products from AliExpress directly into your Shopify store and ship directly to your customers – in only a few clicks. It's very simple to open a shop on Shopify and drop ship items in order to create a business without too much risk.  You can literally start and set up a drop shipping business without any type of product in one afternoon with minimal risk as Shopify has a 14-day free trial and Oberlo is completely free through this link.

    #18: Get money fast with your smarts.

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    What is the most popular drink in the world that does not contain alcohol? What is the official national anthem of the United States of America? What is the Capital of Australia?

    If you answered coffee, star-spangled banner, and Canberra, then you may want to look into the new Trivia App called SwagIQ  that pays you huge cash prizes for your smarts.

    Today’s prize is worth over $1,000! 

    I'll be playing, will you?

    Click here to download the free trivia app and start winning cash daily!

    #19: Earn money for watching YouTube videos.

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    Many of you have come here by searching “how to make $50 fast.” Well, here you go. This has got to be one of the fastest and easiest ways to make quick money.

    Did you know you can actually get paid to watch movie previews, celebrity videos, news and all sorts of other videos?

    You can sign up for websites like Swagbucks  and Survey Junkie  that will pay you to watch certain videos. They will tell you how many minutes you need to watch the video for and you might also be asked to like the video.

    While you not going to make a career out of it, it’s very easy money for pressing a few buttons on your phone in your free time. There really is no limit when it comes to the question of how to make money online.

    You can make around $500 a month by spending 15 minutes a day on surveys. If you wanted to make money by watching videos and other tasks you may be interested in:

    1. LifePoints: Is known as one of the #1 paid survey site. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App. Join LifePoints Now
    2. Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $5 Free
    3. SurveyJunkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in Focus Groups and trying new products. Join SurveyJunkie Now
    4. InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5

    #20: Earn money passively by reading emails.

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    Earn extra cash by evaluating products and services. Get up to $50 for each completed survey, product and service reviews. Plus earn up to $.50 for every email you read. Free to Join! MindsPay compensates its members to test out products, services and give feedback on those tested. It's free to sign up and only requires a small amount of information.

    Click here for a registration bonus after confirming your email address.

    Conclusion: Make $5 to $30 Quickly Online

    Making money fast can be for anyone regardless if they have money or just time. So if any of these make extra money ideas was enticing in the slightest, go for it.

    You don't have much to lose, but a lot of income to gain year after year.

    In fact, if you were to make an extra $100 a day, that's $3,000 extra a month, and an extra $36,000 a year.

    While it may take some work to get up to $100 a day, it is certainly possible.

    What are you waiting for? Here's to you scrolling back up and choosing one of the best passive income ideas to boost your income and get paid 24/7.

    Looking for some more of the best ways to make $5, $10, $15, $20 or $30 dollars online? Here are more passive income websites from SavingJunkie worth checking out. 

    Finance Blog Staff

    Want to Make Extra Cash This Month?

    CompanyWhat You NeedEarning Potential
    fundrise trustpilot$500 to Invest in Real Estate8.7 – 12.4% Annual Returns


    side hustleswagbucks trustpilot

    Smartphone$100+ Per Month


    surveyjunkie make money

    SmartphoneUp to $50 Per Survey


    survey voicesairbnb trustpilotShare Feedback with Companies$350+ This Week



      • Finance Blog Staff

        Hi Jeff — Most surveys are worth between 100-200 points and take between 5-20 minutes to complete. Sometimes you can find paid surveys worth as many as 50,000 points which would be worth $50, but most of the time you’ll be earning $1-3 per survey.

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